DSCR Investor Loan Program
Finance or refinance an investment property using the property’s rental income potential — not traditional W-2 income.
HomeLend Mortgage helps real estate investors explore DSCR loan options for rental property purchases, refinances, and cash-out refinances.
DSCR Loan Highlights
- No tax returns required
- No W-2 income verification required
- Designed for real estate investors
- Rental income is used to help qualify
- Available for purchase and refinance scenarios
- Useful for investors with multiple properties
Is a DSCR Loan Right for You?
A DSCR loan may be a good fit if you are:
- Buying a rental property
- Refinancing an existing investment property
- Looking to cash out equity from a rental property
- Self-employed or unable to qualify using traditional income documentation
- An experienced investor growing your real estate portfolio
How the Process Works
- 1Submit your consultation request
- 2Our team reviews your investment property scenario
- 3We discuss available DSCR loan options
- 4You receive guidance on next steps
Loan programs, guidelines, rates, terms, and eligibility are subject to change without notice. Not all applicants will qualify. This page is for informational purposes only and is not a commitment to lend. Additional conditions and documentation may apply.
Schedule a DSCR Loan Consultation
Complete the form below and a HomeLend Mortgage team member will contact you.
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