DSCR Loans for Rental Properties

Buy or refinance a rental property using its rental income — not your W-2 income.

HomeLend Mortgage helps investors buy, refinance, or take cash out on rental properties with DSCR loans.

Why Investors Choose DSCR Loans

  • No tax returns required
  • No W-2 income verification required
  • Made for real estate investors
  • Rental income helps you qualify
  • Works for buying or refinancing
  • Good for investors with more than one property

Is a DSCR Loan Right for You?

A DSCR loan may be a good fit if you’re:

  • Buying a rental property
  • Refinancing a rental you already own
  • Taking cash out of a rental property
  • Self-employed or hard to qualify with standard income documents
  • Growing your real estate portfolio

How It Works

  1. 1Fill out the short form
  2. 2Our team reviews your property details
  3. 3We go over your DSCR loan options
  4. 4You get clear next steps

Loan programs, guidelines, rates, terms, and eligibility are subject to change without notice. Not all applicants will qualify. This page is for informational purposes only and is not a commitment to lend. Additional conditions and documentation may apply.

Get a Call Back

Fill out the form and a HomeLend specialist will call you.

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